How is Zakat calculated?

Zakat is 2.5% of qualifying net wealth held continuously above the Nisab threshold for one Hijri (lunar) year. Net wealth = cash + savings + gold + silver + business stock + receivables + investments, minus immediate debts. Nisab = the value of 85g of gold or 595g of silver — most scholars use the lower (silver) Nisab to maximise zakat eligibility.

How are Islamic inheritance shares (Faraid) calculated?

After deducting funeral expenses, debts, owed zakat, unpaid mahr and any wasiyyah (capped at 1/3 of the remainder), the estate is distributed according to the fixed shares (furud) in Surah an-Nisa 4:11, 4:12 and 4:176, with the residue going to the asabah (residuary heirs). Awl (proportional reduction) and radd (return to sharers) are applied automatically when the fractions exceed or fall short of unity.

Does the calculator support all four Sunni schools?

Yes — the Faraid engine supports Hanafi, Maliki, Shafi'i and Hanbali rulesets and shows the per-school differences (dhawu al-arham eligibility, grandmother's share under conflicting paternal/maternal lines, jadd-and-siblings cases). A blended Ja'fari (Twelver Shia) mode is also available — it keeps the Sunni fixed-share + radd framework while applying the most widely-cited Ja'fari distinction that distant agnates (paternal uncle, paternal cousin, paternal grandfather as residuary) do not take the residue when nearer female kindred (daughters, granddaughters, full sisters) survive.

What is the 1/3 limit on a wasiyyah (Islamic will)?

A Muslim may bequeath up to 1/3 of the estate to non-heirs — established by the hadith of Sa'd ibn Abi Waqqas (Sahih al-Bukhari 2742 / Sahih Muslim 1628). A bequest to a Quranic heir is invalid unless ratified by the other heirs (Sunan al-Tirmidhi 2120). The remaining 2/3 of the estate is distributed by the fixed faraid shares.

What is the Nisab and which one should I use — gold or silver?

Nisab is the minimum wealth threshold at which Zakat becomes obligatory. It equals the value of 85g of gold (gold Nisab) or 595g of silver (silver Nisab). The two are not the same monetary amount today — silver Nisab is far lower. The majority opinion (Jumhur, including Hanafi) is to use the silver Nisab so that more wealth qualifies and more recipients benefit.

Do you store my financial information?

No. Amanah by Zakat.International runs all calculations in your browser. Your asset breakdowns, heir lists, debts, witness names, executor details, bank account references and password hints are never transmitted to our servers. The only outbound network calls are: (1) live gold/silver spot prices via a backend proxy, (2) optional IP-based country auto-detect via a backend proxy, and (3) optional AI-advisor explanation relayed to Claude Sonnet 4.5 — none of these carry any user-entered estate data.

Is the Faraid engine deterministic or AI-based?

The math is 100% deterministic JavaScript — no AI/LLM runs the inheritance calculation. AI (Claude Sonnet 4.5) is used only as an optional plain-language advisor to explain each share. The engine implements the classical rulings of awl, radd, hajb hirman, hajb nuqsan, al-'Umariyyatain (the two Umari cases), and the al-mu'addah / al-akdariyya / al-mubahaala edge cases per madhhab.

What languages does the calculator support?

Twelve languages: English, Arabic (full RTL), Urdu (RTL), French, Malay (Bahasa Melayu), Turkish, Russian, Hindi, Bengali, Malayalam, Indonesian (Bahasa Indonesia), and Farsi/Persian (RTL). PDF certificates are bilingual where applicable and respect right-to-left reading direction for Arabic, Urdu and Farsi output.

Who inherits in Islam from a deceased Muslim?

Three categories: (1) Ashab al-Furud — fixed-share heirs (spouse, parents, daughters, certain siblings, grandmother); (2) Asabah — agnatic residuary heirs (sons, paternal brothers, paternal uncles, paternal cousins); (3) Dhawu al-Arham — distant kindred who inherit only if neither category 1 nor 2 is available. The Shafi'i and classical Maliki schools do not recognise category 3; in those schools the estate goes to the Bayt al-Mal (public treasury) instead.

Are children always heirs in Islam?

Yes. Sons and daughters are primary fixed-share and residuary heirs and can never be excluded from inheritance by the parent's wasiyyah — the so-called 'disinheritance of children' is invalid in classical Islamic law. Sons receive twice the daughter's share when both are present (Qur'an 4:11). The only natural 'exclusion' is hajb, where closer kin exclude more distant kin (e.g. a son excludes a grandson via that son). Orphaned grandchildren whose parent predeceased the grandparent traditionally did not inherit; modern personal-status codes in Egypt (Law 71/1946), Morocco (Mudawana art. 369–372), Algeria, Tunisia, Jordan, Palestine, Libya, Sudan and others now mandate a Wajib Wasiyyah (compulsory bequest) for them up to the 1/3 cap.

What are women's inheritance rights in Islam?

Women inherit as daughters (1/2 alone, 2/3 if multiple, 1/2 of a son's share when males co-exist — Qur'an 4:11), as mothers (1/3 normally, 1/6 with children, 1/3 of remainder in the al-Umariyyatain case), as wives (1/8 with children, 1/4 without), as full sisters (per kalālah rules in Qur'an 4:176), and grandmothers (1/6 collectively). Unpaid mahr (dower) is a priority debt of the estate that ranks ahead of all heirs and even the wasiyyah. Women's shares are constitutionally protected — a Muslim man cannot bequeath his wealth in a way that disinherits or reduces his female heirs.

Is the partition of the family estate after a death obligatory in Islam?

Yes. Distribution of inheritance per the Quranic shares is a binding obligation, not a recommendation. The Prophet Muhammad ﷺ said: 'Learn the laws of inheritance and teach them to the people, for they are half of useful knowledge — and they are the first thing forgotten and the first thing taken away from my Ummah' (Sunan Ibn Majah 2719). Delaying partition is one of the most common causes of disputes between Muslim siblings, and is religiously discouraged. Amanah by Zakat.International gives the family a deterministic, scholar-anchored partition plan within minutes.

Is writing a will (Wasiyyah) obligatory in Islam?

The Prophet Muhammad ﷺ said: 'It is not permissible for any Muslim who has something to bequeath to stay for two nights without having his last will and testament written and kept ready with him' (Sahih al-Bukhari 2738, Sahih Muslim 1627). Classical scholars hold this as at minimum strongly recommended (mustahabb), and obligatory (wajib) for anyone with unsettled debts, an unpaid mahr, a custodial relationship over minors, or assets in a non-Muslim civil-law jurisdiction whose default probate rules would not produce the Sharia-compliant distribution.

Do orphaned grandchildren inherit in Islam?

Under classical Sunni rules, orphaned grandchildren are excluded by their living uncles (hajb). Many modern personal-status codes have legislated a Wajib Wasiyyah (compulsory bequest) in their favour — the grandparent's estate must include a notional bequest up to what the deceased parent would have inherited, capped at 1/3. This is codified in Egypt (Law 71/1946 art. 76), Morocco (Mudawana art. 369–372), Algeria (Family Code art. 169–172), Tunisia (CSP art. 191 bis), Jordan (Personal Status Law art. 279), Palestine, Libya, Sudan and Mauritania. Amanah by Zakat.International applies the Wajib Wasiyyah automatically when the user selects one of these jurisdictions.

How many countries does Amanah by Zakat.International support?

95 countries across MENA, South Asia, Southeast Asia, Sub-Saharan Africa, Central Asia, Europe (Western, Nordic, Balkans), Russia, the Americas and East Asia. Each country has a dedicated legal-guidance page with statutory citations, will formality requirements, registration office, witness rules and the recognised fatwa authority. The full list and direct deep-links are at https://zakat.international/legal.

What is the correct order of deductions before distributing the estate?

(1) Funeral expenses, (2) outstanding debts including owed Zakat and unpaid Mahr, (3) the wasiyyah (capped at 1/3 of the post-debt remainder), and finally (4) the faraid shares distributed to legal heirs per the Quranic verses. This ordering is the established consensus across all four Sunni schools.

Can I write a will that gives more than 1/3 to charity or a specific heir?

No. The wasiyyah cap of 1/3 is a binding limit established by the hadith of Sa'd ibn Abi Waqqas (Bukhari 2742). The remaining 2/3 must follow the Quranic faraid shares. Any bequest exceeding 1/3 or naming a Quranic heir is invalid unless the other heirs explicitly consent after the death — never before.

अपनी इस्लामी वसीयत लिखें

शरीयत के अनुसार वसीयत बनाएँ, अपनी संपत्ति सूचीबद्ध करें, प्रत्येक परिवार के सदस्य के लिए संदेश लिखें, और प्रिंट करने योग्य PDF बनाएँ। फ़राइद (निर्धारित अंश) वितरण हमारे विरासत कैलकुलेटर से अलग से गणना की जाती है।

Drafted privately in your browser. Nothing — not the will, not the confidential annex — is sent to our servers.

आपका विवरण (वसीयतकर्ता)
2
आपकी संपत्ति
3
वसीयत (≤1/3)
4
वारिस और व्यक्तिगत संदेश
5
गोपनीय नोट्स (बैंक · बीमा · लॉकर · पासवर्ड)
6
निष्पादक (वसी) और गवाह
7
वकील-स्तर के नियम
8
समीक्षा और PDF बनाएँ

केवल शैक्षणिक टेम्पलेट। यह उपकरण आपकी वसीयत को व्यवस्थित करने में मदद करता है। अंतिम दस्तावेजों की किसी योग्य इस्लामी विद्वान और प्रोबेट वकील द्वारा समीक्षा अवश्य कराई जानी चाहिए हस्ताक्षर/नोटरीकरण से पहले अपने अधिकार क्षेत्र में।

Legal in your country

🇺🇸 United States

What makes a will valid here

Generally: signed by testator + 2 adult witnesses present at the same time. Holographic (handwritten) wills are recognised in roughly half of states.

Registration: Filing with the Surrogate / Probate Court at death. Living-trust structures are widely used to bypass probate.

Full guide for United StatesInformational — not legal advice

पूरा कानूनी नाम

पिता का नाम

जन्म तिथि

राष्ट्रीय पहचान / पासपोर्ट

वर्तमान निवास (शहर, देश)

मज़हब (फ़िक़्ह का स्कूल)

फ़ोन / ईमेल (वैकल्पिक)

Tap the pen icon on any field to leave it blank on the printout and fill it by hand later. Useful when you prefer not to type personal identifiers.

अभी तक कोई संपत्ति नहीं जोड़ी। सबसे बड़ी वस्तुओं से शुरू करें: घर, बचत, व्यवसाय इक्विटी।

घोषित कुल मूल्य: 0 USD

Encrypt this annex at rest with a passphrase.Opt-in AES-GCM. Amanah cannot recover a lost passphrase.

Hadith

مَا حَقُّ امْرِئٍ مُسْلِمٍ لَهُ شَيْءٌ يُوصِي فِيهِ، يَبِيتُ لَيْلَتَيْنِ، إِلاَّ وَوَصِيَّتُهُ مَكْتُوبَةٌ عِنْدَهُ.

“It is not permissible for any Muslim who has something to bequeath to stay for two nights without having his last will and testament written and kept ready with him.”

— Sahih al-Bukhari 2738 · Sahih Muslim 1627

How to use the Islamic Will (Wasiyyah) writer — 8-step illustrated guide — 8 steps · ≈ 8 minutes · Tap to enlarge

देखें: इस्लामी वसीयत पर 3 संक्षिप्त पाठ

वसीयत तैयार करने पर व्यावहारिक, अधिकार-क्षेत्र-तटस्थ मार्गदर्शन — यहीं चलता है, कहीं और जाने की आवश्यकता नहीं।

Why this matters + related posters

Property rights, transparency and the circulation of wealth. Tap to expand and share.

अपनी इस्लामी वसीयत लिखें

What makes a will valid here

01आपका विवरण (वसीयतकर्ता)Your legal identity — required for the formal Wasiyyah.

आपका विवरण (वसीयतकर्ता)

02आपकी संपत्तिThe pool that faraid will divide later.

आपकी संपत्ति

03वसीयत (≤1/3)Optional gifts to non-heirs or charity, capped at 1/3.

वसीयत (≤1/3)

04वारिस और व्यक्तिगत संदेशPersonal messages — included in the Family Letter PDF.

वारिस और व्यक्तिगत संदेश

05गोपनीय नोट्स (बैंक · बीमा · लॉकर · पासवर्ड)Where to find things — bank / insurance / locker / account locations. Sealed annex, prints only in the private Family Letter.

गोपनीय नोट्स (बैंक · बीमा · लॉकर · पासवर्ड)

06निष्पादक (वसी) और गवाहYour wasi and two adult Muslim witnesses.

निष्पादक (वसी) और गवाह

07वकील-स्तर के नियमGoverning law, guardian, funeral, business continuity.

वकील-स्तर के नियम

08समीक्षा और PDF बनाएँFinal summary and downloadable PDF / Word documents.

समीक्षा और PDF बनाएँ

From mainstream scholars & institutions

देखें: इस्लामी वसीयत पर 3 संक्षिप्त पाठ

Why this matters + related posters